Phone: (408) 406-0285
Phone: (408) 406-0285
Low Rates. No Hassle.
Find out how Maria G. Guardado can help make qualifying for a low rate mortgage EASY.
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"How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling!"
I'm Maria G. Guardado, and I'm Here To Help
Have you heard that getting a mortgage can be a frustrating, overwhelming process full of red tape and confusion? Maybe you've wondered the truth about getting a low rate, or how to qualify for the best programs.

I can help you with that...

If this is your first time buying a home or it's been awhile, I can help you understand how getting a mortgage works while guiding you through the process. I can help you to qualify and find low rates, and if you aren't yet able to qualify I can show you the path you need to take to get mortgage ready.

If you are buying a higher priced home in the Silicon Valley area and are looking for low rates and closing in a timely fashion that the big banks can't provide, I can work with you to get you in your new home faster and with less hassle.

If you're considering buying a home or refinancing, I'd love the opportunity to talk with you!

Would you like to discuss your mortgage with me?
All consultations are NO CHARGE and NO OBLIGATION.
What I Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
Have questions about the mortgage process?
Who I Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI. 

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
What My Clients Say

“Thank you so much for all your help with my family’s paperwork mess! I know it was far from included in your job description.”
With much thanks-

- The Capps & Madeline F.

"Thank you so much for your assistance with the refinancing of our home. Your dedication and commitment to your customer is much appreciated. You certainly should be commended for your loyalty and willingness to go above and beyond to create a stress free transaction with the best outcome possible. It would be my pleasure to refer you."

- Darla J.
Work With Me
I recognize that your needs are unique, and I would love to find out exactly how I can be of service to you.
Contact me by email or give me a call.
If email is your preferred method of contact, go ahead and email me.
Call me today with any questions you have about the process - I'm happy to help.
Stay Connected
Maria G. Guardado
Sr. Loan Officer 
NMLS #314111 
DRE #01400277
2975 Bowers Av #315
Santa Clara, CA 95051

Veridian Mortgage
Veridian is a branch of C2 Financial Corp
NMLS #135622

NMLS Consumer Access

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